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Payment Points

This topic explains what payment points are and how to manage them.


After signing up to use Payments API, merchant needs to create a payment point.

Single business can have multiple payment points. Each payment point is as a location, and it has a MobilePay-assigned payment point ID. Establishing multiple payment points is optional, but useful for reporting and tracking sales over time. Most customer-related transactions must be to a specific payment point in the API call.

Management of payment points#

Creating, editing payment points is done in MobilePay Portal. The payment point name and bank account are mandatory fields. If no logo image is provided the default one will be used.

Setup payment points

Retrieve a list of payment points#

The following request retrieves information about all the payment points for a merchant account usable with Payments API.

Retrieve all payment points
curl \  -X GET \  -H 'x-ibm-client-id: {CLIENT_ID}' \  -H 'Authorization: Bearer {ACCESS_TOKEN}' \  -H 'Content-Type: application/json'

Setting up Custom Payment Reference#

Under development

If you have any transactions during the day, then you will receive collected money during the night. MobilePay runs a job that transfers all the money to your specified bank account. There is one transfer per payment point. When configuring payment points you can set up custom references that would reflect in your bank account statement. One of the use cases is when there is a need to set up automation to transfer money further, i.e. franchisee. You can find details on a default MobilePay reference here.

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