Client |
Client and terminal are used interchangeably for the application that calls the MobilePay PoS API. Client is often used when only discussing the software. |
Terminal |
Terminal and client are used interchangeably for the application that calls the MobilePay PoS API. Terminal refers to the setup where the application is running on a dedicated payment terminal. |
Customer |
The customer is the user who wants to pay for goods and services with MobilePay. |
ECR |
The electronic cash register is an application running on hardware in a shop. The ECR is an application that calls the MobilePay PoS client. |
Integrator |
The company that develops the client and calls the MobilePay PoS API on behalf of the merchant. Sometimes the merchant acts as integrator. Used interchangeably with PoS vendor. |
Merchant |
The merchant is the company that wants to receive payments for goods and services from MobliePay users. |
Payment |
A payment request from the merchant. |
Prepared payment |
A payment request from the merchant, where the merchant has the opportunity, to provide information to the user and/or to receive information about the user, before providing the final amount. |
Reservation |
A reservation is a pre-authorization which guarantees that the user has sufficient funds to pay for the given transaction. |
Capture |
Capture is the process by which payments are secured once the payment has been authorized, i.e. a reservation has been made. |
PoS |
In common language a point-of-sale might mean an Electronic Cash Register. In MobilePay PoS, a point-of-sale is an abstraction that describes a place where a payment can occur and therefore NOT a synonym for ECR. The distinction is subtle but important. |
Check-in |
Customer action performed in order to initiate payment. This could be scanning a QR code or connecting to a terminal. |
PoS vendor |
The company that develops the client and calls the MobilePay PoS API on behalf of the merchant. Sometimes the merchant acts as vendor. Used interchangeably with integrator. |
VAT-number |
In Denmark, this is the CVR-number. In Finland, this is the Y-tunnus. Both refer to the official business ID. |