MobilePay Subscriptions

Overview

Authentication

Subscription providers

Agreement

Create & Update

Callbacks

Subscription payments

Create & Update

Callbacks

One-off payments

Create & Update

Callbacks

Capture

Refund

Create

Callbacks

Invoice

Release notes

Mutual SSL Flow (DEPRECATED)

Glossary

Get Started

API Principles

Error Handling

API Change

One-Off Payments

There are 3 flows a customer can pay for a product or a service with One-Off payments. You are able to:

Note: One-off payments are charged when the customer manually swipes accept or auto_reserve field was set to true when one-off payment was requested.

One-off payment does not affect the frequency and grace period. So if you create an agreement with a one-off payment, you can request the first subscription payment whenever you want. You can also request a one-off payment on an existing agreement in between two subscriptions payments, and it will not be affected by the frequency. When you create an agreement with a one-off payment, and the user accepts the agreement, the payment will be created and reserved. Capture and Reserve is handled by the Merchant.


Flow 1- Request One-Off Payment With a New Agreement

Add a one_off_payment property to the POST /api/providers/{providerId}/agreements request payload if you want the agreement being activated only when the user is successfully charged an initial subscription amount.

{
  "external_id": "AGGR00068",
  "amount": "10",
  "currency": "DKK",
  "description": "Monthly subscription",
  "next_payment_date": "2017-03-09",
  "frequency": 12,
  "links": [
    {
      "rel": "user-redirect",
      "href": "https://example.com/1b08e244-4aea-4988-99d6-1bd22c6a5b2c"
    },
    {
      "rel": "success-callback",
      "href": "https://example.com/1b08e244-4aea-4988-99d6-1bd22c6a5b2c"
    },
    {
      "rel": "cancel-callback",
      "href": "https://example.com/1b08e244-4aea-4988-99d6-1bd22c6a5b2c"
    }
  ],
  "country_code": "DK",
  "plan": "Basic",
  "expiration_timeout_minutes": 5,
  "mobile_phone_number": "4511100118",
  "one_off_payment": 
    {
      "amount": "80",
      "external_id": "OOP00348",
      "description": "Down payment for our services",
      "expiration_timeout_minutes": "1440"
    }
}

Request parameters

Parameter Type Required Description Valid values
one_off_payment object   One-Off Payment details.  
one_off_payment.amount number(0.00) required One-Off Payment amount, which will be displayed for the user in the MobilePay app. > 0.00, decimals separated with a dot.
one_off_payment.description string(60) required Additional information provided by the merchant to the user, that will be displayed on the One-off Payment screen.  
one_off_payment.external_id string(30) required One-Off Payment identifier on the merchant’s side. This will be included in the request body of the payment callback.  
one_off_payment.expiration_timeout_minutes int optional One-Off Payment expiration timeout in minutes. Min: 1, max: 20160 (2 weeks), default: 1440 (24 hours)

In this case the response of POST /api/providers/{providerId}/agreements will contain additional one_off_payment_id value - id of the newly requested One-Off Payment.

{
  "id": "1b08e244-4aea-4988-99d6-1bd22c6a5b2c",
  "one_off_payment_id": "2a5dd31f-32c1-4517-925f-9c60ba19f8ca",
  "links": [
    {
      "rel": "mobile-pay",
      "href": "https://<mobile-pay-landing-page>/?flow=agreement&id=1b08e244-4aea-4988-99d6-1bd22c6a5b2c&redirectUrl=https%3a%2f%2fwww.example.com%2fredirect&countryCode=DK&mobile=4511100118"
    }
  ]
}

Flow 2 - Request One-off Payment on an Existing Agreement

Use a POST /api/providers/{providerId}/agreements/{agreementId}/oneoffpayments endpoint in order to charge your customer one time for extra services.

Use case: When the customer alreadY has an active agreement and wants to order extra services/products. It is customer initiated, and the customer needs to swipe in the MobilePay app. The Merchant needs to capture the payment, to avoid that the payment will end up as being expired. It is not possible to capture expired payments.

{
  "amount": "80",
  "external_id": "OOP00348",
  "description": "Pay now for additional goods",
  "links": [
    {
      "rel": "user-redirect",
      "href": "https://example.com/1b08e244-4aea-4988-99d6-1bd22c6a5b2c"
    }
  ],
  "auto_reserve": true,
  "expiration_timeout_minutes": "1440"
}

One-off Payment will expire in 1 day (by default) if it is not accepted or rejected by the user during that time or automatic reservation failed and user didn’t take any action afterwards. The merchant will receive a callback when the One-Off Payment is expired. Custom expiration time ranging from 1 minute to 2 weeks can be specified by providing expiration_timeout_minutes field.

Flow 3 - OneOff with Auto reserve

The one-off payment without swipe is sent directly to the MobilePay app. There is no MobilePay landing page. If the payment is successful, then a push message is shown that the One-off without swipe/confirmation was successful. One Off without swipe is valid for One-Offs without new agreement.

When using one-off without swipe, the sliding part is ommited. There might still be issues with card, nemID and the user will get a push message about the failed payment. But until then, it is a reserved payment. Therefore, there is a possibility of a time gap.

Merchants who wants to use auto_reserve field feature, must apply for this in regards to the onboarding of Subscriptions. Merchants cannot use this feature without being pre-approved to do so.

Request parameters
Parameter Type Required Description Valid values
amount number(0.00) required One-off Payment amount, which will be displayed for the user in the MobilePay app. > 0.00, decimals separated with a dot.
description string(60) required Additional information provided by the merchant to the user, that will be displayed on the One-off Payment screen.  
external_id string required One-off Payment identifier on the merchant’s side. This will be included in the request body of the payment callback.  
links string required Link relation of the One-off Payment creation sequence. Must contain 1 value for user redirect.  
links[].rel string required Link relation type. user-redirect
links[].href string required Link relation hyperlink reference. https://<merchant’s url>
auto_reserve boolean optional When this field is set to true, we will attempt to automatically reserve the payment without user’s interaction. If you do not wish payment to be automatically reserved, you can omit this field or set it to false. true/false
expiration_timeout_minutes int optional One-Off Payment expiration timeout in minutes. Min: 1, max: 20160 (2 weeks), default: 1440 (24 hours)

The response of POST /api/providers/{providerId}/agreements/{agreementId}/oneoffpayments contains two values: a unique id of the newly requested One-Off Payment and a link rel = mobile-pay.

{
  "id": "07b70fdd-a300-460d-9ba1-aee2c8bb4b63",
  "links": [
    {
      "rel": "mobile-pay",
      "href": "https://<mobile-pay-landing-page>/?flow=agreement&id=1b08e244-4aea-4988-99d6-1bd22c6a5b2c&oneOffPaymentId=07b70fdd-a300-460d-9ba1-aee2c8bb4b63&redirectUrl=https%3a%2f%2fwww.example.com%2fredirect&countryCode=DK&mobile=4511100118"
    }
  ]
}

One-Off payment screens

When auto_reserve field is set to true:

Callbacks

Once the one-off payment status changes from Requested to Reserved, Rejected or Expired, a callback will be done to the callback address, which is configurable via PATCH /api/providers/{providerId} with path value /payment_status_callback_url. The same way as with callbacks for regular payment requests.

New Status Condition When to expect Callback status Callback status_text Callback status_code
Reserved The one-off payment was accepted by user or was automatically reserved with auto_reserve flag and money is reserved for you on his card. You can now capture the money. Right after payment was successfully reserved. Reserved Payment successfully reserved. 0
Rejected User rejected one-off payment request in MobilePay. Right after user rejects one-off payment. Rejected Rejected by user. 50001
Expired 1. One-off payment was neither accepted, nor rejected by user.
2. User didn’t any action after automatic reservation failed.
1 day after you requested one-off payment Expired Expired by system. 50008
Requested The automatic reservation of one-off payment failed. User action is needed. Right after the automatic reservation has failed Requested Automatic reservation failed. User action is needed. 50013

Callbacks about OneOff and Agreement

You will get callbacks about the payment to your callback address. Moreover, you will get callbacks about the agreement to either success or failure url, that you have set upon agreement creation. However, unless one-off payment automatic reservation fails, you will not get callbacks for either, before their status changes. So you should expect a callback when the agreement is accepted / rejected / expired and a callback when the OneOff is either accepted/rejected/expired. If one-off payment’s automatic reservation fails, then the status of the one-off payment will not change, but a callback about the event will be sent.

The response for agreement creation on the other hand, consist of both agreement and OneOff.

One-off callback body example
[
    {
        "agreement_id": "8380f9e4-10a6-4f6d-b2f4-cdb7f80a4d7f",
        "payment_id": "022a08d8-73c6-4393-aeda-d0c8ae5172a5",
        "amount": "19.45",
        "currency": "DKK",
        "payment_date": "2019-09-18",
        "status": "Reserved",
        "status_text": "Payment successfully reserved.",
        "status_code": 0,
        "external_id": "3280100",
        "payment_type": "OneOff"
    }
]

User notifications

Description When Text Buttons Depends on these Notification settings Type
Dual Device only: One-off payment on existing agreement When customer is purchasing on existing agreement. Godkend betaling på [Amount] [Currency] til [Merchant] Text: Vis Navigation: Payment Overview OS, App OneOff
One-off without swipe When One-off without swipe/confirmation was successful Betalt [Amount] [Currency] til [Merchant Name] Text: Vis Navigation: Reservation receipt or Success receipt OS, App One-off
One-off without swipe/confirmation was NOT successful When One-off without swipe/confirmation was NOT successful Vi kunne ikke gennemføre din betaling til [Merchant] Text: Vis Navigation: One-off confirmation screen OS, App One-off

If the user has turned of Push Notifications, then the only way the user can see the payment is by opening the in activity list or agreement payments.

One-off payment state diagram

Capture Reserved One-Off Payment

When you receive a callback about successfully reserved payment, now it’s time to capture your money. You can do that by making a call to POST /api/providers/{providerId}/agreements/{agreementId}/oneoffpayments/{paymentId}/capture endpoint. If the HTTP response is 204 - No Content, it means that the money was transfered to your account.

You can capture a payment only once for an order, and the payment can’t be more than the order’s authorized amount. This means that your customers can’t add to an existing order. If they want to add more products after an order has been placed, then they need to make a new order.

Cancel One-Off Payment Request/Reservation

In case you weren’t able to deliver goods or any other problem occur, you can always cancel one-off payment until it’s not captured or expired. You can do that by making a call to DELETE /api/providers/{providerId}/agreements/{agreementId}/oneoffpayments/{paymentId} endpoint. If the HTTP response is ‘204 - No Content’, it means that one-off payment request/reservation was canceled.

The enduser cannot cancel the agreement with a pending payment reservation, only the merchant can do so.

By cancelling the agreement with a pending payment reservation, then the merchant also automatically cancels the reservation

Expired one-off

It is mandatory for the merchant to Capture or Cancel one-off payment if it was reserved on a customer account.

We encourage you to capture as soon as a service is rendered or order shipped. It results in bad end-user experience, if the amount is reserved on the customer’s account for too long, as the customer can see the amount on their bank statement.

Uncaptured one-off payments expire after 14 days.